Since January 2026, small and medium-sized businesses in the Murmansk Region have attracted about 77 million rubles for the implementation of investment projects under a joint preferential lending program of the Ministry of Economic Development of Russia, the Bank of Russia and the SME Corporation.
The terms of the program provide for the provision of borrowed funds for investment purposes at the rate of the Central Bank's key rate of 3.5%, which currently stands at 10.75%. The loan amount varies from 25 million to 2 billion rubles, depending on the business category (micro, small and medium), and the loan term reaches 10 years, while the preferential rate is valid for the first five years.
To obtain a preferential investment loan, SMEs can apply to the following banks:
Sberbank PJSC;
VTB Bank (PJSC);
GPB Bank (JSC);
PJSC "PSB Bank";
ALFA-BANK JSC;
JSC "Bank DOM.Russian Federation";
Sovcombank PJSC;
Rosselkhoznadzor JSC;
CREDIT BANK OF MOSCOW PJSC;
JSC "TBank";
PJSC AK BARS BANK;
JSC "SME Bank";
PJSC Bank Saint Petersburg;
CB "Kuban Credit" LLC;
JSC JSCB NOVIKOMBANK;
Asia-Pacific Bank (JSC);
PJSC "CHELYABVESTBANK";
Prio-Vneshtorgbank (PJSC);
TKB BANK PJSC.
Concessional financing is one of the tools for business adaptation to the current economic conditions. The program is implemented within the framework of the federal project "Small and medium-sized entrepreneurship and support for individual entrepreneurship initiatives" of the national project "Efficient and Competitive Economy" with a credit limit of 50 billion rubles in 2026.
/ Ministry of Tourism and Entrepreneurship of the Murmansk Region /