Provision of guarantees for SMBE’s obligations arising from credit agreements and bank guarantee agreements

Terms of provision
— the total amount of guarantees for one Borrower — up to 25,000,000 (twenty-five million) rubles;

— guarantee period — up to 7 (seven) years;

— the amount of the guarantee fee for Loan agreements ranges from 0.5 to 1.5%, depending on the loan term.

When concluding a guarantee agreement under Credit agreements with participation in the transaction of a Corporation and an SME Bank, the amount of remuneration is 0.75% per annum.

The amount of the guarantee fee under the Bank Guarantee Agreements is 1% per annum.

Remuneration for the surety provided is determined by multiplying the volume (amount) of the surety provided by the remuneration rate expressed as a percentage per annum and the estimated number of days of use of the surety divided by the actual number of calendar days per year (365 or 366 days, respectively). The cost of the guarantee includes VAT.

To obtain a guarantee, you must apply to any of the partner banks with a loan application. The Bank independently makes a decision on attracting the fund as a guarantor.

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